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Pet Wellness Plans or Pet Insurance - Which Is Right For You?

Pet insurance and Pet Wellness Plans are two great ways to help make your pet’s healthcare more affordable. Today, our Memphis vets explain the differences between these options and how they can help you to provide your pet with the very best in veterinary care.

Protecting Your Pet's Future

Both wellness plans and pet insurance policies offer benefits, but they are very different. When it comes to your pet's veterinary care, it’s important to understand which services your pet is and isn't covered for. That way you won't be left unexpectedly out of pocket when you visit your vet or need to plan the payment for your pet's care and treatment.

What is a wellness plan?

By paying a small monthly amount Pet Wellness Plans can help you cover the cost of routine veterinary care. Unlike pet insurance, with wellness plans you only pay for the treatments and services you use. 

Wellness plans can help you to adopt a more proactive approach to your pet's veterinary care, and help your vet spot early signs of any conditions or diseases before they become more serious, and potentially very expensive.

What does a wellness plan cover?

Routine vet care such as microchipping, vaccinations and dental care are generally covered by wellness plans. The primary purpose of these plans is to help you to spread out the cost of improving and maintaining the standard of your pet’s overall health.

What is pet insurance?

Pet insurance takes care of any veterinary bills if your pet requires emergency veterinary care.

Treating an illness such as cancer or diabetes, or emergency treatment, can become very expensive. Pet insurance provides you with financial help to pay the bills for accidents and conditions covered by your pet's insurance policy.

What does pet insurance cover?

Policies differ, but most pet insurance policies cover treatment for illness as well as any emergency treatment required after accidents. Some pet insurance policies may also include prescription medications, the treatment of hereditary and congenital conditions as well as orthopedic conditions.

How do I know which one is right for me and my pet?

Some pet owners subscribe to both pet insurance and wellness plans to ensure their pet has complete protection, while other pet owners opt for one or the other. Understanding how each of these options work can benefit you and your pet, and can help you decide on what the best option is for you and your pet.

Ask your vet if you would like help deciding what is best for your pet based on their particular needs and concerns.

Note: The advice provided in this post is intended for informational purposes and does not constitute medical advice regarding pets. For an accurate diagnosis of your pet's condition, please make an appointment with your vet.

Want to learn more about our Pet Wellness Plans at PetVax Complete Care Centers? Contact our Memphis vets  today.

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PetVax Complete Care Centers is accepting new patients! Our experienced vets are passionate about the health of Memphis companion animals. Get in touch today to book your pet's first appointment.

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